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File Retention Guide

Here's a list of what documents to keep and how long to keep them. Can't find it on the list? Keep the documents until you have discussed it with your CPA. When in doubt, don't throw it out.


Accident reports and claims (settled cases).................... 7 yrs

Accounts payable ledgers and schedules........................7 yrs

Accounts receivable ledgers and schedules....................7 yrs

Audit reports of accountants...................................Permanently

Bank reconciliations............................................................... 1 yr

Capital stock and bond records
(ledgers, transfer registers, stubs showing issues,
record of interest coupons, options, etc.)
..............Permanently

Cash books...............................................................Permanently

Charts of accounts....................................................Permanently

Checks (cancelled but see exception below)................... 7 yrs

Checks
(cancelled for important payments, i.e., taxes, purchases
of property, special contracts, etc. – checks should be
filed with the papers pertaining to the underlying
transaction)
..................................................................Permanently

Contracts and leases (expired)............................................7 yrs

Contracts and leases (still in effect)......................Permanently

Correspondence (routine)
with customers or vendors......................................................1 yr

Correspondence (general)................................................... 3 yrs

Correspondence
(legal and important matters only).........................Permanently

Deeds, mortgages, and
bills of sale..................................................................Permanently

Depreciation schedules...........................................Permanently

Duplicate deposit slips...........................................................7 yrs

Employee personnel records (after termination)..............3 yrs

Employment applications......................................................3 yrs

Expense analyses and expense
distribution schedules............................................................7 yrs

Financial statements (end of year, other
months are optional)
.................................................Permanently

General and private ledgers (end of year
trial balances)
............................................................Permanently

Insurance policies (expired).................................................3 yrs

Insurance records, current accident reports, claims,
policies, etc.................................................................Permanently

Internal audit reports (certain situations may
require longer retention)
.........................................................3 yrs

Internal reports (miscellaneous)...........................................3 yrs

Inventories of products, materials,
and supplies.............................................................................7 yrs

Invoices to customers.............................................................7 yrs

Invoices from vendors.............................................................7 yrs

Journals .......................................................................Permanently

Minute books for directors and stockholders
(includes by-laws and charters)...............................Permanently

Notes receivable ledgers and schedules............................7 yrs

Option records (expired)..........................................................7 yrs

Payroll records and summaries (includes
payments to pensioners)
.........................................................7 yrs

Petty cash vouchers .................................................................3 yrs

Physical inventory tags.............................................................3 yrs

Plant cost ledgers.....................................................................7 yrs

Property appraisals by outside appraisers……....Permanently

Property records (includes costs, depreciation reserves,
end of year trial balances, depreciation schedules,
blueprints and plans)
..................................................Permanently

Purchase orders
(except purchasing department copy).....................................1 yr

Purchase orders
(purchasing department copy).................................................7 yrs

Receiving sheets.........................................................................1 yr

Requisitions.................................................................................1 yr

Sales records.............................................................................7 yrs

Savings bond registration records
of employees..............................................................................3 yrs

Scrap and salvage
records (inventories, sales, etc.).............................................7 yrs

Stenographer’s notebooks.......................................................1 yr

Stock and bond
certificates (cancelled)............................................ Permanently

Stockroom withdrawal forms....................................................1 yr

Subsidiary ledgers....................................................................7 yrs

Tax returns and worksheets (includes revenue
agents’ reports and other documents relating to
determination of income tax liability)
.......................Permanently

Time books .................................................................................7 yrs

Trademark registrations..............................................Permanently

Voucher register and schedules...............................................7 yrs

Vouchers for payments to vendors, employees, etc.
(includes allowances and reimbursement of employees,
officers, for travel and entertaining expense)
..........................7 yrs